When you authorize us to create a draft, you simply provide us
with some of the information from the front of your check
(Check #, Bank Name, Routing Number, and Account Number). This
information is then printed onto a new piece of security
paper, which is then deposited into our checking account, goes
through the normal clearing process in the banking system.
This is not a direct withdrawal or transfer from your account..
- There are no additional fees involved
when we create a draft.
- We have no more access to your bank
account than if you mailed us a check.
- Using a draft can speed your
receiving your order by up to a week.
demand drafts, or "drafting" funds from a second
party's checking account, have been a method of payment for
more than 8 years. Fax, E-Mail, and Telephone checks
(pre-authorized paper bank drafts) are completely legal. The
primary requirement is that the checking account holder (your
customer) must give you verbal or written pre-authorization.
Once you've received pre-authorization, you really don't even
need a signature on the paper-draft, just as you don't need a
signature on a phoned in credit card order. Paper drafts are
explicitly established as a legal method for payment as
provided in: Uniform Commercial Code, Title 1, Section 1-201
 and Title 3, Sections 3-104, 3-403, 2-403 Code of Federal
Regulations, Title 12 Chapter II, Part 210 Regulation J,
Federal Reserve Bank, Part 2, Sections 4a-201 to 4a-212.